How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

Annuity Tax Advantages

What are the tax advantages of a fixed deferred annuity?

Funeral Costs and Final Expenses

Understanding how much the average funeral costs.

Retirement Savings 

Are you saving enough for retirement?

Savings Goals

How much should I save to reach my financial goal?

Living Expenses

How much am I spending?

Cost of Long Term Care 

What is the cost of Long Term Care?

Savings in Retirement

How long will my savings last in retirement?

401(k) Retirement Income 

Estimate retirement income from my 401(k)


Bradford Cary is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AK, AZ, CA (CA Insurance License #0J08017), CO, FL, ID, KS, MI, MO, MT, NE, NM, NV, OH, OK, OR, SC, SD, TN, TX, UT, VA, and WY. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Bradford Cary is licensed and authorized to offer insurance in California, but CARY FINANCIAL SERVICES may not be. For additional information on California licensure status, please click here.

Bradford Cary is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, Po Box 1168, 318 North First Street, Saratoga, WY, 82331, 307-326-8400. In this regard, this communication is strictly intended for individuals residing in the states of AK, AR, AZ, CA, CO, FL, ID, KS, MO, MT, NC, ND, NE, NM, OH, OK, OR, SC, TX, UT, WI, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

Bradford Cary is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AK, AR, AZ, CA, CO, FL, ID, KS, MO, MT, NC, ND, NE, NM, OH, OK, OR, SC, UT, WI, and WY. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

CARY FINANCIAL SERVICES is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither CARY FINANCIAL SERVICES nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​